These terms and conditions govern the use of this website. is owned an operated by The Penna Family Trust (“TPFT”).

TPFT (including its Trustees and staff) are not holders of an AFSL, nor are they authorised representatives of an AFSL holder.

This website exists to provide information on the available General Liability Insurance options for small businesses and everyday Australian’s, and to allow us to arrange for insurance specialists to contact you to provide you with quotes in relation to this type of insurance.

Your details are passed on to insurance specialists not employed by TPFT. These people may be referred to as our “network” throughout the website.

TPFT may receive a fee per referral and this will depend on what the insurance broker is prepared to pay for the opportunity for the introduction. Whenever referral fees are paid to TPFT your insurance broker must disclose these amounts to you in writing.

TPFT is not licensed or authorised to deal in financial products, and therefore any information contained on this website is strictly general advice and in no way takes into account your personal needs and objectives.

You should not act upon any information contained within this website without first seeking professional advice.

Whilst we seek to work only with reputable professionals, we cannot recommend or endorse any person that we refer your details to, nor can we guarantee that they are suitably licensed, qualified, suitable or even able to meet your needs.

You must do your own research not only on the information listed on this website, but also on the suitability of any insurance broker that we refer your details to.

TPFT will be in no way responsible for any losses you may incur as a result of the financial adviser that we refer your details to.

By submitting an online quote request via this website you are authorising us to pass your details on to a third party and agree to these terms and conditions.

button (4)IMPORTANT – The information on this website is general in nature and does not take into account your personal needs and objectives, you should not act upon any of this information without first seeking advice from a qualified professional.